{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-23-000040","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2023-02-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.656046+00:00","generated_at":"2026-06-19T10:53:19.637598+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Trupanion FY2022 revenue up 29% to $905.2M; net loss widens to $44.7M","bullets":["Total revenue $905.2M (+29% YoY); subscription revenue $596.6M (+21% YoY).","Net loss $(44.7)M ($(1.10)/share) vs $(35.5)M ($(0.89)/share) in 2021; adjusted EBITDA $0.7M vs $4.7M.","Total enrolled pets 1,537,573 (+31%); subscription enrolled pets 869,862 (+24%).","Q4 revenue $246.0M (+27% YoY); net loss $(9.3)M; adjusted EBITDA $2.2M.","Operating cash flow $(8.0)M; free cash flow $(25.1)M vs $(4.9)M in 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-23-000040","json":"https://secwatch.observer/filing/0001371285-23-000040.json","markdown":"https://secwatch.observer/filing/0001371285-23-000040.md","text":"https://secwatch.observer/filing/0001371285-23-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128523000040/0001371285-23-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128523000040/trup-20230215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T10:53:19.637598+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"de6d647d7ff021529a20c4f10ce6df2d752e3501","claim":"TRUPANION, INC. reported the fourth quarter ended December 31, 2022 results: revenue $246.0 million, net income $(9.3) million, EPS $(0.23) per basic and diluted share.","evidence_excerpt":"Total revenue was $246.0 million, an increase of 27% compared to the fourth quarter of 2021. • Subscription business revenue was $158.6 million, an increase of 18% compared to the fourth quarter of 2021 (20% on a constant currency basis). • Net loss was $(9.3) million, or $(0.23) per basic and diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1371285/000137128523000040/0001371285-23-000040-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2022"},{"label":"Revenue","value":"$246.0 million"},{"label":"Net income","value":"$(9.3) million"},{"label":"EPS","value":"$(0.23) per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f0b02e4afb64fcc9451ddb1c40db5e75f32d352a","claim":"TRUPANION, INC. reported the full year ended December 31, 2022 results: revenue $905.2 million, net income $(44.7) million, EPS $(1.10) per basic and diluted share.","evidence_excerpt":"Total revenue was $905.2 million, an increase of 29% compared to 2021. • Total enrolled pets (including pets from our other business segment) was 1,537,573 at December 31, 2022, an increase of 31% over 2021. • Subscription business revenue was $596.6 million, an increase of 21% compared to 2021 (22% on a constant currency basis). • Subscription enrolled pets was 869,862 at December 31, 2022, an increase of 24% over 2021. • Net loss was $(44.7) million, or $(1.10) per basic and diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1371285/000137128523000040/0001371285-23-000040-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year ended December 31, 2022"},{"label":"Revenue","value":"$905.2 million"},{"label":"Net income","value":"$(44.7) million"},{"label":"EPS","value":"$(1.10) per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}