{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-25-000185","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2025-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.831535+00:00","generated_at":"2026-05-17T17:16:34.959707+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Trupanion Q2 net income $9.4M, revenue $353.6M, subscription revenue up 16%","bullets":["Total revenue $353.6M, up 12% YoY; subscription revenue $242.2M, up 16% YoY.","Net income $9.4M ($0.22/share) vs net loss $(5.9M) in Q2 2024; Adj. EBITDA $16.6M vs $7.4M.","Subscription enrolled pets up 4% YoY to 1,066,354; total enrolled pets down 2% to 1,660,455.","Operating cash flow $15.0M, free cash flow $12.0M in Q2 2025 vs $6.9M and $4.0M prior year.","Cash and investments $319.6M; CEO calls quarter 'one of the strongest in history.'"],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-25-000185","json":"https://secwatch.observer/filing/0001371285-25-000185.json","markdown":"https://secwatch.observer/filing/0001371285-25-000185.md","text":"https://secwatch.observer/filing/0001371285-25-000185.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128525000185/0001371285-25-000185-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128525000185/trup-20250807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T17:16:34.959707+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}