{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-26-000098","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.202483+00:00","generated_at":"2026-05-15T00:36:38.943587+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Trupanion Q1 2026 revenue $384M (+12% YoY); net income $4.9M vs loss year ago","bullets":["Total revenue $384.0M (+12% YoY); subscription revenue $269.5M (+16% YoY).","Net income $4.9M ($0.11/diluted share) vs net loss $1.5M in Q1 2025.","Adjusted EBITDA $17.4M vs $12.2M in prior year quarter.","Subscription enrolled pets 1,105,783 (+5% YoY); total enrolled pets down 2%.","Operating cash flow $14.6M, free cash flow $13.7M; cash and investments $383.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-26-000098","json":"https://secwatch.observer/filing/0001371285-26-000098.json","markdown":"https://secwatch.observer/filing/0001371285-26-000098.md","text":"https://secwatch.observer/filing/0001371285-26-000098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128526000098/0001371285-26-000098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128526000098/trup-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:36:38.943587+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"39276e8c7ee47bc512739b5d2917c46558dbf907","claim":"TRUPANION, INC. reported first quarter ended March 31, 2026 results: revenue $384.0 million, net income $4.9 million, EPS $0.11 per basic and diluted share.","evidence_excerpt":"positioning, expand choice, and create enduring value for pet parents, veterinarians, and shareholders.” First Quarter 2026 Financial and Business Highlights • Total revenue was $384.0 million, an increase of 12% compared to the first quarter of 2025. • Total enrolled pets (including pets from our other business segment) was 1,637,665 at March 31, 2026, a decrease of","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1371285/000137128526000098/0001371285-26-000098-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$384.0 million"},{"label":"Net income","value":"$4.9 million"},{"label":"EPS","value":"$0.11 per basic and diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}