{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-26-000171","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2026-08-05T20:03:34+00:00","discovered_at":"2026-08-05T20:04:00.219130+00:00","generated_at":"2026-08-05T20:04:14.502922+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Trupanion Q2 revenue up 11% to $392.9M; net income $6.8M; authorizes $100M buyback","bullets":["Total revenue $392.9M (+11% YoY); subscription revenue $276.7M (+14%).","Net income $6.8M ($0.16 per share) vs $9.4M ($0.22) in Q2 2025; adjusted EBITDA $19.8M vs $16.6M.","Subscription enrolled pets up 5% to 1,124,548; total enrolled pets down 2% to 1,633,131.","Board authorized $100M share repurchase program, no expiration; $44M extraordinary dividend from subsidiary approved.","Operating cash flow $21.0M, free cash flow $19.2M; cash and investments $398.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-26-000171","json":"https://secwatch.observer/filing/0001371285-26-000171.json","markdown":"https://secwatch.observer/filing/0001371285-26-000171.md","text":"https://secwatch.observer/filing/0001371285-26-000171.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128526000171/0001371285-26-000171-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128526000171/trup-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:04:14.502922+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}