secwatch.observer — SEC 8-K summary
======================================

Issuer:     TRUPANION, INC. (TRUP)
CIK:        0001371285
Form:       8-K
Filed at:   2026-08-05T20:03:34+00:00
Accession:  0001371285-26-000171
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Trupanion Q2 revenue up 11% to $392.9M; net income $6.8M; authorizes $100M buyback
--------------------------------------------------------------------------------

- Total revenue $392.9M (+11% YoY); subscription revenue $276.7M (+14%).
- Net income $6.8M ($0.16 per share) vs $9.4M ($0.22) in Q2 2025; adjusted EBITDA $19.8M vs $16.6M.
- Subscription enrolled pets up 5% to 1,124,548; total enrolled pets down 2% to 1,633,131.
- Board authorized $100M share repurchase program, no expiration; $44M extraordinary dividend from subsidiary approved.
- Operating cash flow $21.0M, free cash flow $19.2M; cash and investments $398.5M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1371285/000137128526000171/0001371285-26-000171-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1371285/000137128526000171/trup-20260805.htm
  HTML page:      https://secwatch.observer/filing/0001371285-26-000171

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer