---
schema_version: "secwatch.filing_event.v1"
accession: "0001379041-21-000146"
form_type: "8-K"
ticker: "EIG"
cik: "0001379041"
company_name: "Employers Holdings, Inc."
filed_at: "2021-10-28T23:59:59+00:00"
generated_at: "2026-06-28T16:42:09.321348+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Employers Holdings Q3 net income $15.0M ($0.53 EPS); gross premiums up 16% YoY to $152.3M

## Summary
- Record policies in-force of 109,870, up 6% since year-end; gross premiums written $152.3M (+16% YoY).
- Net earned premiums $147.1M (+2%); adjusted net income $11.6M ($0.41 diluted EPS).
- Underwriting expenses down 19% to $37.4M from targeted savings; current accident year loss ratio improved to 63.6% from 65.5%.
- Repurchased 327,402 shares at avg $40.54; declared Q4 dividend $0.25/share payable Nov 24, 2021.
- Cerity segment wrote $0.3M premium vs $0.1M; segment underwriting loss narrowed to $3.3M from $3.9M.

## SEC filing metadata
- accession: 0001379041-21-000146
- form_type: 8-K
- ticker: EIG
- cik: 0001379041
- company_name: Employers Holdings, Inc.
- filed_at: 2021-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1379041/000137904121000146/0001379041-21-000146-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1379041/000137904121000146/eig-20211028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001379041-21-000146
- JSON: https://secwatch.observer/filing/0001379041-21-000146.json
- Plain text: https://secwatch.observer/filing/0001379041-21-000146.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.