secwatch.observer — SEC 8-K summary
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Issuer:     Employers Holdings, Inc. (EIG)
CIK:        0001379041
Form:       8-K
Filed at:   2025-02-20T23:59:59+00:00
Accession:  0001379041-25-000024
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Employers Holdings Q4 net income $28.3M ($1.14) down from $45.6M; full-year combined ratio 97.9%
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- Full-year net income $118.6M ($4.71 dil EPS) vs $118.1M; adjusted net income $94.0M ($3.73) vs $101.7M.
- Q4 net income $28.3M ($1.14 dil EPS) vs $45.6M ($1.77); adjusted net income $28.7M ($1.15) vs $36.1M.
- Gross premiums written FY 2024 $776.3M (+1.1%); net premiums earned $749.5M (+3.8%); record policies in-force 130,767.
- GAAP combined ratio 97.9% (FY) vs 95.0%; Q4 95.5% vs 88.1%; net favorable reserve development $9.1M Q4 vs $24.9M.
- Declared Q1 dividend $0.30/sh payable Mar 19; repurchased 193,857 shares in Q4 and 222,438 YTD Feb 19, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1379041/000137904125000024/0001379041-25-000024-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1379041/000137904125000024/eig-20250220.htm
  HTML page:      https://secwatch.observer/filing/0001379041-25-000024

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