{"schema_version":"secwatch.filing_event.v1","accession":"0001379041-25-000135","form_type":"8-K","ticker":"EIG","cik":"0001379041","company_name":"Employers Holdings, Inc.","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.850001+00:00","generated_at":"2026-05-17T22:56:03.246958+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Employers Holdings Q2 net income flat at $1.23 EPS but adjusted EPS drops 56%; combined ratio rises to 105.6%","bullets":["Net income per diluted share $1.23, down 2% YoY; adjusted EPS $0.48, down 56% YoY.","Gross premiums written fell 2% to $203.3M; net premiums earned rose 6% to $198.3M.","GAAP combined ratio increased to 105.6% from 94.2% due to higher loss ratio of 70.7% (vs 57.9%).","Increased accident-year loss ratio for voluntary business to 69% reflecting rising cumulative trauma claims in California.","Declared $0.32 quarterly dividend payable Aug 27 to holders of record Aug 13; repurchased 482K shares in Q2 at $48.08 avg."],"urls":{"canonical":"https://secwatch.observer/filing/0001379041-25-000135","json":"https://secwatch.observer/filing/0001379041-25-000135.json","markdown":"https://secwatch.observer/filing/0001379041-25-000135.md","text":"https://secwatch.observer/filing/0001379041-25-000135.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1379041/000137904125000135/0001379041-25-000135-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1379041/000137904125000135/eig-20250730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:56:03.246958+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}