---
schema_version: "secwatch.filing_event.v1"
accession: "0001379041-25-000135"
form_type: "8-K"
ticker: "EIG"
cik: "0001379041"
company_name: "Employers Holdings, Inc."
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T22:56:03.246958+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Employers Holdings Q2 net income flat at $1.23 EPS but adjusted EPS drops 56%; combined ratio rises to 105.6%

## Summary
- Net income per diluted share $1.23, down 2% YoY; adjusted EPS $0.48, down 56% YoY.
- Gross premiums written fell 2% to $203.3M; net premiums earned rose 6% to $198.3M.
- GAAP combined ratio increased to 105.6% from 94.2% due to higher loss ratio of 70.7% (vs 57.9%).
- Increased accident-year loss ratio for voluntary business to 69% reflecting rising cumulative trauma claims in California.
- Declared $0.32 quarterly dividend payable Aug 27 to holders of record Aug 13; repurchased 482K shares in Q2 at $48.08 avg.

## SEC filing metadata
- accession: 0001379041-25-000135
- form_type: 8-K
- ticker: EIG
- cik: 0001379041
- company_name: Employers Holdings, Inc.
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1379041/000137904125000135/0001379041-25-000135-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1379041/000137904125000135/eig-20250730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001379041-25-000135
- JSON: https://secwatch.observer/filing/0001379041-25-000135.json
- Plain text: https://secwatch.observer/filing/0001379041-25-000135.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.