{"schema_version":"secwatch.filing_event.v1","accession":"0001379041-25-000144","form_type":"8-K","ticker":"EIG","cik":"0001379041","company_name":"Employers Holdings, Inc.","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.264329+00:00","generated_at":"2026-05-17T01:17:03.444743+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Employers Holdings Q3 net loss $8.3M, reserves strengthened $38.2M; announces $125M debt-funded buyback","bullets":["Net loss $8.3M ($0.36/share); adjusted net loss $25.5M ($1.10/share).","Prior accident year loss reserves strengthened $38.2M, primarily from California cumulative trauma claims.","Loss & LAE ratio rose to 97.1% from 63.1%; GAAP combined ratio 129.7%.","Board approved $125M debt-funded recap plan, increasing share repurchase authorization to $250M.","Regular quarterly dividend $0.32/share, payable Nov 26 to holders of record Nov 12."],"urls":{"canonical":"https://secwatch.observer/filing/0001379041-25-000144","json":"https://secwatch.observer/filing/0001379041-25-000144.json","markdown":"https://secwatch.observer/filing/0001379041-25-000144.md","text":"https://secwatch.observer/filing/0001379041-25-000144.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1379041/000137904125000144/0001379041-25-000144-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1379041/000137904125000144/eig-20251030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:17:03.444743+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}