{"schema_version":"secwatch.filing_event.v1","accession":"0001379041-26-000007","form_type":"8-K","ticker":"EIG","cik":"0001379041","company_name":"Employers Holdings, Inc.","filed_at":"2026-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.951552+00:00","generated_at":"2026-05-16T01:41:38.381715+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Employers Holdings Q4 net loss $23.4M; full-year net income down 91% to $10.8M","bullets":["Net loss of $23.4M ($(1.06) per diluted share) in Q4 2025 vs. net income of $28.3M ($1.14) in Q4 2024.","Full-year net income $10.8M ($0.46 per diluted share) vs. $118.6M ($4.71); adjusted net income $21.8M ($0.93) vs. $94.0M ($3.73).","Gross premiums written $756.1M, down 2.6% YoY; loss and LAE ratio rose to 76.4% from 60.9%.","Completed $125M recapitalization plan, repurchased 2.98M shares at $42.00, a discount to book value.","Declared Q1 2026 cash dividend of $0.32 per share, payable March 18, 2026 to holders of record March 4, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001379041-26-000007","json":"https://secwatch.observer/filing/0001379041-26-000007.json","markdown":"https://secwatch.observer/filing/0001379041-26-000007.md","text":"https://secwatch.observer/filing/0001379041-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1379041/000137904126000007/0001379041-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1379041/000137904126000007/eig-20260219.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:41:38.381715+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}