---
schema_version: "secwatch.filing_event.v1"
accession: "0001379041-26-000007"
form_type: "8-K"
ticker: "EIG"
cik: "0001379041"
company_name: "Employers Holdings, Inc."
filed_at: "2026-02-19T23:59:59+00:00"
generated_at: "2026-05-16T01:41:38.381715+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Employers Holdings Q4 net loss $23.4M; full-year net income down 91% to $10.8M

## Summary
- Net loss of $23.4M ($(1.06) per diluted share) in Q4 2025 vs. net income of $28.3M ($1.14) in Q4 2024.
- Full-year net income $10.8M ($0.46 per diluted share) vs. $118.6M ($4.71); adjusted net income $21.8M ($0.93) vs. $94.0M ($3.73).
- Gross premiums written $756.1M, down 2.6% YoY; loss and LAE ratio rose to 76.4% from 60.9%.
- Completed $125M recapitalization plan, repurchased 2.98M shares at $42.00, a discount to book value.
- Declared Q1 2026 cash dividend of $0.32 per share, payable March 18, 2026 to holders of record March 4, 2026.

## SEC filing metadata
- accession: 0001379041-26-000007
- form_type: 8-K
- ticker: EIG
- cik: 0001379041
- company_name: Employers Holdings, Inc.
- filed_at: 2026-02-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1379041/000137904126000007/0001379041-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1379041/000137904126000007/eig-20260219.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001379041-26-000007
- JSON: https://secwatch.observer/filing/0001379041-26-000007.json
- Plain text: https://secwatch.observer/filing/0001379041-26-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.