secwatch.observer — SEC 8-K summary
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Issuer:     Employers Holdings, Inc. (EIG)
CIK:        0001379041
Form:       8-K
Filed at:   2026-02-19T23:59:59+00:00
Accession:  0001379041-26-000007
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Employers Holdings Q4 net loss $23.4M; full-year net income down 91% to $10.8M
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- Net loss of $23.4M ($(1.06) per diluted share) in Q4 2025 vs. net income of $28.3M ($1.14) in Q4 2024.
- Full-year net income $10.8M ($0.46 per diluted share) vs. $118.6M ($4.71); adjusted net income $21.8M ($0.93) vs. $94.0M ($3.73).
- Gross premiums written $756.1M, down 2.6% YoY; loss and LAE ratio rose to 76.4% from 60.9%.
- Completed $125M recapitalization plan, repurchased 2.98M shares at $42.00, a discount to book value.
- Declared Q1 2026 cash dividend of $0.32 per share, payable March 18, 2026 to holders of record March 4, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1379041/000137904126000007/0001379041-26-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1379041/000137904126000007/eig-20260219.htm
  HTML page:      https://secwatch.observer/filing/0001379041-26-000007

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