{"schema_version":"secwatch.filing_event.v1","accession":"0001381668-22-000088","form_type":"8-K","ticker":"TFSL","cik":"0001381668","company_name":"TFS Financial CORP","filed_at":"2022-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.566996+00:00","generated_at":"2026-06-24T07:25:03.639021+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TFS Financial reports Q3 net income $17.1M; loan growth $766M, margin improves","bullets":["Net income of $17.1M for quarter ended June 30, 2022, up from $15.8M prior quarter.","Net interest income rose 13.6% QoQ to $71.3M; interest rate spread improved to 1.86% from 1.71%.","Loan growth of $766M, up 67% from $453M last quarter; total loans held for investment $13.9B.","Quarterly dividend maintained at $0.2825 per share; MHC members approved dividend waiver through July 2023.","Non-accrual loans fell to 0.27% of total loans; net recoveries continued at $2.7M for the quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001381668-22-000088","json":"https://secwatch.observer/filing/0001381668-22-000088.json","markdown":"https://secwatch.observer/filing/0001381668-22-000088.md","text":"https://secwatch.observer/filing/0001381668-22-000088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1381668/000138166822000088/0001381668-22-000088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1381668/000138166822000088/tfsl-20220728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T07:25:03.639021+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}