---
schema_version: "secwatch.filing_event.v1"
accession: "0001381668-23-000016"
form_type: "8-K"
ticker: "TFSL"
cik: "0001381668"
company_name: "TFS Financial CORP"
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:03:35.249284+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# TFS Financial reports Q1 net income of $22.2M; net interest income up 30% YoY

## Summary
- Net income of $22.2M for quarter ended Dec 31, 2022, up $6.1M YoY.
- Net interest income rose 30% to $75.2M; net interest margin improved to 1.95% from 1.69%.
- Loan growth of $219M; residential core mortgages up $150.8M, home equity up $65.6M.
- Tier 1 leverage ratio of 11.38%, more than double well-capitalized requirement; dividend $0.2825 per share paid.
- Deposits increased $93.3M to $9.01B; 315,000 shares repurchased at avg $13.70 per share.

## SEC filing metadata
- accession: 0001381668-23-000016
- form_type: 8-K
- ticker: TFSL
- cik: 0001381668
- company_name: TFS Financial CORP
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000016/0001381668-23-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000016/tfsl-20230126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001381668-23-000016
- JSON: https://secwatch.observer/filing/0001381668-23-000016.json
- Plain text: https://secwatch.observer/filing/0001381668-23-000016.txt

## Key facts
- Earnings Releases
  TFS Financial CORP reported the quarter ended December 31, 2022 results: net income $22.2 million.
  - Period: the quarter ended December 31, 2022
  - Net income: $22.2 million
  - Result: reported results
  source text: The Company reported net income of $22.2 million for the quarter ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000016/0001381668-23-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.