{"schema_version":"secwatch.filing_event.v1","accession":"0001381668-23-000060","form_type":"8-K","ticker":"TFSL","cik":"0001381668","company_name":"TFS Financial CORP","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.748414+00:00","generated_at":"2026-06-13T00:07:27.365258+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"TFS Financial Q3 net income $17.6M; loan portfolio grows $320M","bullets":["Net income of $17.6M for quarter ended June 30, 2023, up from $15.9M in prior quarter.","Net interest income $68.8M; interest rate spread 1.50%, net interest margin 1.75%.","Loans held for investment increased $320.4M to $14.88B; residential mortgage originations $490M at 5.69% avg. yield.","Total deposits up $66M to $9.07B; quarterly dividend of $0.2825 per share paid.","Tier 1 leverage ratio 11.18%, well above well-capitalized requirements; year-to-date net income $55.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0001381668-23-000060","json":"https://secwatch.observer/filing/0001381668-23-000060.json","markdown":"https://secwatch.observer/filing/0001381668-23-000060.md","text":"https://secwatch.observer/filing/0001381668-23-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/0001381668-23-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/tfsl-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:07:27.365258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6248b9acdb229b4470fbaa8ac99f7dca6c7709f2","claim":"TFS Financial CORP reported nine months ended June 30, 2023 results: net income $55.7 million.","evidence_excerpt":"The Company reported net income of $55.7 million for the nine months ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/0001381668-23-000060-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended June 30, 2023"},{"label":"Net income","value":"$55.7 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"fb5586fd940e027d8907688fe36d504ef93130e8","claim":"TFS Financial CORP reported quarter ended June 30, 2023 results: net income $17.6 million.","evidence_excerpt":"The Company reported net income of $17.6 million for the quarter ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/0001381668-23-000060-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended June 30, 2023"},{"label":"Net income","value":"$17.6 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}