---
schema_version: "secwatch.filing_event.v1"
accession: "0001381668-23-000060"
form_type: "8-K"
ticker: "TFSL"
cik: "0001381668"
company_name: "TFS Financial CORP"
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-13T00:07:27.365258+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# TFS Financial Q3 net income $17.6M; loan portfolio grows $320M

## Summary
- Net income of $17.6M for quarter ended June 30, 2023, up from $15.9M in prior quarter.
- Net interest income $68.8M; interest rate spread 1.50%, net interest margin 1.75%.
- Loans held for investment increased $320.4M to $14.88B; residential mortgage originations $490M at 5.69% avg. yield.
- Total deposits up $66M to $9.07B; quarterly dividend of $0.2825 per share paid.
- Tier 1 leverage ratio 11.18%, well above well-capitalized requirements; year-to-date net income $55.7M.

## SEC filing metadata
- accession: 0001381668-23-000060
- form_type: 8-K
- ticker: TFSL
- cik: 0001381668
- company_name: TFS Financial CORP
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/0001381668-23-000060-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/tfsl-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001381668-23-000060
- JSON: https://secwatch.observer/filing/0001381668-23-000060.json
- Plain text: https://secwatch.observer/filing/0001381668-23-000060.txt

## Key facts
- Earnings Releases
  TFS Financial CORP reported nine months ended June 30, 2023 results: net income $55.7 million.
  - Period: nine months ended June 30, 2023
  - Net income: $55.7 million
  - Result: reported results
  source text: The Company reported net income of $55.7 million for the nine months ended June 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/0001381668-23-000060-index.htm
- Earnings Releases
  TFS Financial CORP reported quarter ended June 30, 2023 results: net income $17.6 million.
  - Period: quarter ended June 30, 2023
  - Net income: $17.6 million
  - Result: reported results
  source text: The Company reported net income of $17.6 million for the quarter ended June 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1381668/000138166823000060/0001381668-23-000060-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.