---
schema_version: "secwatch.filing_event.v1"
accession: "0001381668-24-000105"
form_type: "8-K"
ticker: "TFSL"
cik: "0001381668"
company_name: "TFS Financial CORP"
filed_at: "2024-07-30T23:59:59+00:00"
generated_at: "2026-05-31T15:09:06.759237+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# TFS Financial Q3 net income $20.0M; nine-month net income +10% YoY

## Summary
- Net income $20.0M for Q3 ended June 30, 2024 ($20.7M prior quarter); nine-month net income $61.4M vs $55.7M YoY.
- Net interest income $69.3M, down 3% QoQ; net interest margin 1.67% vs 1.71%.
- Retail deposits grew 6% in Q3 to $10.03B; certificates of deposit increased $226M.
- Loan originations of $2.2B at 7.31% average yield; home equity portfolio +$269M, mortgage loans -$225M.
- Quarterly dividend $0.2825/share maintained; MHC dividend waiver approved through July 2025 by member vote.

## SEC filing metadata
- accession: 0001381668-24-000105
- form_type: 8-K
- ticker: TFSL
- cik: 0001381668
- company_name: TFS Financial CORP
- filed_at: 2024-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1381668/000138166824000105/0001381668-24-000105-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1381668/000138166824000105/tfsl-20240730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001381668-24-000105
- JSON: https://secwatch.observer/filing/0001381668-24-000105.json
- Plain text: https://secwatch.observer/filing/0001381668-24-000105.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.