---
schema_version: "secwatch.filing_event.v1"
accession: "0001381668-25-000007"
form_type: "8-K"
ticker: "TFSL"
cik: "0001381668"
company_name: "TFS Financial CORP"
filed_at: "2025-01-30T23:59:59+00:00"
generated_at: "2026-05-27T05:13:00.559923+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# TFS Financial reports Q1 net income $22.4M, up 23% sequentially; net interest margin 1.66%

## Summary
- Net income of $22.4M for Dec 31, 2024 quarter, up from $18.2M in Sep 30, 2024 quarter and $20.7M a year ago.
- Net interest income $68.3M, down 0.58% sequentially and 1.16% YoY; net interest margin 1.66% vs 1.67% prior quarter.
- Release of provision for credit losses $1.5M vs $1.0M provision prior quarter and $1.0M release year ago.
- Total assets $17.06B; deposits $10.21B; Tier 1 leverage ratio 10.89%, all capital ratios 'well capitalized'.
- Quarterly dividend $0.2825 per share; MHC waived receipt on ~81% of shares, allowing other shareholders full benefit.

## SEC filing metadata
- accession: 0001381668-25-000007
- form_type: 8-K
- ticker: TFSL
- cik: 0001381668
- company_name: TFS Financial CORP
- filed_at: 2025-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000007/0001381668-25-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000007/tfsl-20250130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001381668-25-000007
- JSON: https://secwatch.observer/filing/0001381668-25-000007.json
- Plain text: https://secwatch.observer/filing/0001381668-25-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.