earnings
confidence high
sentiment positive
materiality 0.70
TFS Financial Q3 net income $21.5M; net interest margin rises to 1.81%
TFS Financial CORP
2025-Q3 EPS reported
$0.23
- Net income of $21.5M for June 30, 2025 quarter vs. $21.0M prior quarter; net interest income up 4.2% to $75.0M.
- Net interest margin improved 6 bps to 1.81%, a nine-quarter high; interest rate spread 1.50%.
- Home equity loans and lines of credit grew $260.9M in quarter to $4.58B; total loans held for investment $15.60B.
- Deposits $10.34B, down $56.1M; borrowed funds increased $295.7M to $4.88B, primarily to fund loan growth.
- MHC members approved dividend waiver up to $1.13/share through July 8, 2026; 57,500 shares repurchased at avg $12.87.