---
schema_version: "secwatch.filing_event.v1"
accession: "0001381668-26-000021"
form_type: "8-K"
ticker: "TFSL"
cik: "0001381668"
company_name: "TFS Financial CORP"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:36:39.447205+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# TFS Financial Q2 net income rises 4% to $23.2M; record $77.8M net interest income

## Summary
- Net interest income increased 2.8% to a record $77.8M vs $75.7M in prior quarter, driven by ARM resets and deposit cost management.
- Net income $23.2M ($0.07 diluted EPS estimated) vs $22.3M prior quarter; six-month net income $45.5M, up 4.8% YoY.
- Total assets $17.48B; loans held for investment flat at $15.74B; home equity portfolio grew $188.4M to $5.24B.
- Tier 1 leverage ratio 10.77%, Common Equity Tier 1 17.22%; both exceed well-capitalized minimums; $4.0M in stock buybacks during H1.
- Quarterly dividend of $0.2825/share continued; MHC waived receipt on ~81% of shares through July 2026.

## SEC filing metadata
- accession: 0001381668-26-000021
- form_type: 8-K
- ticker: TFSL
- cik: 0001381668
- company_name: TFS Financial CORP
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000021/0001381668-26-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000021/tfsl-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001381668-26-000021
- JSON: https://secwatch.observer/filing/0001381668-26-000021.json
- Plain text: https://secwatch.observer/filing/0001381668-26-000021.txt

## Source-grounded claims
- claim_id: 13be16623168b1e81a12580246e18d59b820cb1b
  claim: TFS Financial CORP reported the six months ended March 31, 2026 results: net income $45.5 million.
  evidence_excerpt: The Company reported net income of $45.5 million for the six months ended March 31, 2026, an increase of $2.1 million, or 4.8%, compared to net income of $43.4 million for the six months ended March 31, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000021/0001381668-26-000021-index.htm
- claim_id: 1514f973ef930022db7cfbd048056af50df91427
  claim: TFS Financial CORP reported the quarter ended March 31, 2026 results: revenue $77.8 million, net income $23.2 million.
  evidence_excerpt: Cleveland (the "Association"), today announced results for the quarter and six months ended March 31, 2026. "During the quarter, we had a 4% increase in net income and a record $77.8 million in net interest income,” said Chairman and CEO Marc A. Stefanski. “Our results were driven primarily by increasing yields from Smart Rate ARMs resetting and our prudent
  evidence_url: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000021/0001381668-26-000021-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.