---
schema_version: "secwatch.filing_event.v1"
accession: "0001386278-23-000003"
form_type: "8-K"
ticker: "GDOT"
cik: "0001386278"
company_name: "GREEN DOT CORP"
filed_at: "2023-02-23T23:59:59+00:00"
generated_at: "2026-06-19T02:17:42.535559+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Green Dot Q4 revenue $342.4M, net income $5.9M; FY EPS $1.19 up 40% YoY

## Summary
- Q4 2022 total operating revenues $342.4M, up 4% YoY; net income $5.9M vs loss of $10.5M in Q4 2021.
- Full year 2022 revenues $1,449.6M (+1% YoY); net income $64.2M (+35% YoY); diluted EPS $1.19 (+40%).
- Non-GAAP Q4 adjusted EBITDA $35.4M (10.5% margin); FY adjusted EBITDA $238.8M (16.8% margin).
- Non-GAAP diluted EPS $0.34 for Q4, $2.59 for FY, up 26% and 17% YoY respectively.
- CEO cites technology conversions, major BaaS partner signing; 2023 guidance provided but not detailed in excerpt.

## SEC filing metadata
- accession: 0001386278-23-000003
- form_type: 8-K
- ticker: GDOT
- cik: 0001386278
- company_name: GREEN DOT CORP
- filed_at: 2023-02-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1386278/000138627823000003/0001386278-23-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1386278/000138627823000003/gdot-20230223.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001386278-23-000003
- JSON: https://secwatch.observer/filing/0001386278-23-000003.json
- Plain text: https://secwatch.observer/filing/0001386278-23-000003.txt

## Key facts
- Earnings Releases
  GREEN DOT CORP updated its the quarter and year ended December 31, 2022 guidance (initiated).
  - Period: the quarter and year ended December 31, 2022
  - Guidance: initiated
  - Result: reported results
  source text: On February 23, 2023, Green Dot Corporation issued a press release announcing its financial results for the quarter ended December 31, 2022 and certain other financial information.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1386278/000138627823000003/0001386278-23-000003-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.