{"schema_version":"secwatch.filing_event.v1","accession":"0001386278-24-000004","form_type":"8-K","ticker":"GDOT","cik":"0001386278","company_name":"GREEN DOT CORP","filed_at":"2024-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.019134+00:00","generated_at":"2026-06-05T11:17:41.945051+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Green Dot Q4 net loss $23.6M; Fed consent order accrual $20M; revenue up 7%","bullets":["Q4 total operating revenues $366.0M, up 7% YoY; net loss $23.6M vs net income $5.9M in Q4 2022.","Adjusted EBITDA $25.7M, down 27% YoY; adjusted EBITDA margin 7.1% versus 10.5%.","Accrued $20M liability for proposed Federal Reserve consent order; total reasonably possible loss up to $50M.","Non-GAAP diluted EPS $0.14, down 59% YoY; full-year non-GAAP diluted EPS $1.62.","Company expects improving revenue and adjusted EBITDA growth through 2024; pipeline of new partners cited."],"urls":{"canonical":"https://secwatch.observer/filing/0001386278-24-000004","json":"https://secwatch.observer/filing/0001386278-24-000004.json","markdown":"https://secwatch.observer/filing/0001386278-24-000004.md","text":"https://secwatch.observer/filing/0001386278-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1386278/000138627824000004/0001386278-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1386278/000138627824000004/gdot-20240227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T11:17:41.945051+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b87365e13cb893ec321090da3671dd46965d40d1","claim":"GREEN DOT CORP reported the year ended December 31, 2023 results: revenue $1,501,328, net income $6,722, EPS $0.13 per common share. Guidance initiated.","evidence_excerpt":"December 31, 2023 2022 % Change 2023 2022 % Change (In thousands, except per share data and percentages) GAAP financial results Total operating revenues $ 366,043 $ 342,432 7% $ 1,501,328 $ 1,449,566 4% Net (loss) income $ (23,603) $ 5,884 * $ 6,722 $ 64,212 (90)% Diluted (loss) earnings per common share $ (0.45) $ 0.11 * $ 0.13 $ 1.19 (89)% Non-GAAP financial","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1386278/000138627824000004/0001386278-24-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Revenue","value":"$1,501,328"},{"label":"Net income","value":"$6,722"},{"label":"EPS","value":"$0.13 per common share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f2c7680340215d538ddc21816d6890629495322d","claim":"GREEN DOT CORP reported the quarter ended December 31, 2023 results: revenue $366,043, net income $(23,603), EPS $(0.45) per common share.","evidence_excerpt":"December 31, Year Ended December 31, 2023 2022 % Change 2023 2022 % Change (In thousands, except per share data and percentages) GAAP financial results Total operating revenues $ 366,043 $ 342,432 7% $ 1,501,328 $ 1,449,566 4% Net (loss) income $ (23,603) $ 5,884 * $ 6,722 $ 64,212 (90)% Diluted (loss) earnings per common share $ (0.45) $ 0.11 * $ 0.13 $ 1.19","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1386278/000138627824000004/0001386278-24-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Revenue","value":"$366,043"},{"label":"Net income","value":"$(23,603)"},{"label":"EPS","value":"$(0.45) per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}