{"schema_version":"secwatch.filing_event.v1","accession":"0001386278-24-000037","form_type":"8-K","ticker":"GDOT","cik":"0001386278","company_name":"GREEN DOT CORP","filed_at":"2024-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.863680+00:00","generated_at":"2026-05-31T19:00:11.828677+00:00","sec_items":["8.01","9.01"],"event_type":"regulatory","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Green Dot hit with Fed consent order, $44M civil penalty over compliance failures","bullets":["Federal Reserve consent order addresses consumer compliance and AML deficiencies at Green Dot Bank and Corporation.","Civil money penalty of $44 million assessed; must be paid upon execution of order.","Findings include deceptive practices on zero-balance account fees, phone registration, account blocks, and tax refund fees.","Order requires revised BSA/AML program, independent transaction review, and enhanced consumer compliance risk management plan.","Green Dot must appoint a qualified compliance officer with full autonomy and adequate resources."],"urls":{"canonical":"https://secwatch.observer/filing/0001386278-24-000037","json":"https://secwatch.observer/filing/0001386278-24-000037.json","markdown":"https://secwatch.observer/filing/0001386278-24-000037.md","text":"https://secwatch.observer/filing/0001386278-24-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1386278/000138627824000037/0001386278-24-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1386278/000138627824000037/gdot-20240719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:00:11.828677+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}