{"schema_version":"secwatch.filing_event.v1","accession":"0001386278-25-000004","form_type":"8-K","ticker":"GDOT","cik":"0001386278","company_name":"GREEN DOT CORP","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.495267+00:00","generated_at":"2026-05-26T01:23:28.797748+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Green Dot Q4 revenue $455M (+24% YoY); GAAP net income $5.1M vs loss; Adj EBITDA $43.8M (+70%)","bullets":["Q4 total operating revenues $455M, up 24% YoY; GAAP net income $5.1M ($0.09 diluted EPS) vs net loss of $23.6M in prior year.","Q4 adjusted EBITDA $43.8M, margin 9.7%; non-GAAP diluted EPS $0.40, up 186% YoY.","Full-year 2024 revenue $1.724B (+15%); GAAP net loss $26.7M (-$0.50 EPS) vs net income $6.7M in 2023.","CEO reports first positive quarter of account growth in several years; new BaaS partners include Varo, Clip Money, DolFintech.","Unencumbered cash at holding company $86M; 2025 guidance expects embedded finance to drive growth (quantitative targets not provided)."],"urls":{"canonical":"https://secwatch.observer/filing/0001386278-25-000004","json":"https://secwatch.observer/filing/0001386278-25-000004.json","markdown":"https://secwatch.observer/filing/0001386278-25-000004.md","text":"https://secwatch.observer/filing/0001386278-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1386278/000138627825000004/0001386278-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1386278/000138627825000004/gdot-20250227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T01:23:28.797748+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}