---
schema_version: "secwatch.filing_event.v1"
accession: "0001386278-25-000004"
form_type: "8-K"
ticker: "GDOT"
cik: "0001386278"
company_name: "GREEN DOT CORP"
filed_at: "2025-02-27T23:59:59+00:00"
generated_at: "2026-05-26T01:23:28.797748+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Green Dot Q4 revenue $455M (+24% YoY); GAAP net income $5.1M vs loss; Adj EBITDA $43.8M (+70%)

## Summary
- Q4 total operating revenues $455M, up 24% YoY; GAAP net income $5.1M ($0.09 diluted EPS) vs net loss of $23.6M in prior year.
- Q4 adjusted EBITDA $43.8M, margin 9.7%; non-GAAP diluted EPS $0.40, up 186% YoY.
- Full-year 2024 revenue $1.724B (+15%); GAAP net loss $26.7M (-$0.50 EPS) vs net income $6.7M in 2023.
- CEO reports first positive quarter of account growth in several years; new BaaS partners include Varo, Clip Money, DolFintech.
- Unencumbered cash at holding company $86M; 2025 guidance expects embedded finance to drive growth (quantitative targets not provided).

## SEC filing metadata
- accession: 0001386278-25-000004
- form_type: 8-K
- ticker: GDOT
- cik: 0001386278
- company_name: GREEN DOT CORP
- filed_at: 2025-02-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1386278/000138627825000004/0001386278-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1386278/000138627825000004/gdot-20250227.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001386278-25-000004
- JSON: https://secwatch.observer/filing/0001386278-25-000004.json
- Plain text: https://secwatch.observer/filing/0001386278-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.