{"schema_version":"secwatch.filing_event.v1","accession":"0001386278-26-000011","form_type":"8-K","ticker":"GDOT","cik":"0001386278","company_name":"GREEN DOT CORP","filed_at":"2026-03-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.963122+00:00","generated_at":"2026-05-15T11:29:25.434330+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Green Dot Q4 2025 revenue up 15% but net loss of $46.8M; adjusted EBITDA down 68% YoY","bullets":["Revenue $522.6M (+15% YoY); net loss $46.8M vs income $5.1M prior year.","Adjusted EBITDA $14M (-68% YoY); full-year adjusted EBITDA $173.6M, up 5%.","Diluted loss per share $0.84 vs EPS $0.09; non-GAAP diluted loss $0.08.","CEO cites embedded finance momentum and proposed next chapter with Smith Ventures and CommerceOne.","Cash at holding company $60M as of Dec 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001386278-26-000011","json":"https://secwatch.observer/filing/0001386278-26-000011.json","markdown":"https://secwatch.observer/filing/0001386278-26-000011.md","text":"https://secwatch.observer/filing/0001386278-26-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/0001386278-26-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/gdot-20260316.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T11:29:25.434330+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"13521e99abc18206051e96f79992b8b07deebc01","claim":"GREEN DOT CORP reported the quarter ended December 31, 2025 results: revenue $522,615, net income $(46,823), EPS $(0.84).","evidence_excerpt":"December 31, Year Ended December 31, 2025 2024 % Change 2025 2024 % Change (In thousands, except per share data and percentages) GAAP financial results Total operating revenues $ 522,615 $ 455,024 15% $ 2,080,491 $ 1,723,876 21% Net (loss) income $ (46,823) $ 5,103 * $ (98,866) $ (26,702) 270% Diluted (loss) income per common share $ (0.84) $ 0.09 * $ (1.79) $","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/0001386278-26-000011-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2025"},{"label":"Revenue","value":"$522,615"},{"label":"Net income","value":"$(46,823)"},{"label":"EPS","value":"$(0.84)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"4f5e94795776e6e5da6615f9ab249a826a0aa7a1","claim":"GREEN DOT CORP reported the year ended December 31, 2025 results: revenue $2,080,491, net income $(98,866), EPS $(1.79).","evidence_excerpt":"December 31, 2025 2024 % Change 2025 2024 % Change (In thousands, except per share data and percentages) GAAP financial results Total operating revenues $ 522,615 $ 455,024 15% $ 2,080,491 $ 1,723,876 21% Net (loss) income $ (46,823) $ 5,103 * $ (98,866) $ (26,702) 270% Diluted (loss) income per common share $ (0.84) $ 0.09 * $ (1.79) $ (0.50) 258% Non-GAAP","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/0001386278-26-000011-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2025"},{"label":"Revenue","value":"$2,080,491"},{"label":"Net income","value":"$(98,866)"},{"label":"EPS","value":"$(1.79)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}