---
schema_version: "secwatch.filing_event.v1"
accession: "0001386278-26-000011"
form_type: "8-K"
ticker: "GDOT"
cik: "0001386278"
company_name: "GREEN DOT CORP"
filed_at: "2026-03-16T23:59:59+00:00"
generated_at: "2026-05-15T11:29:25.434330+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Green Dot Q4 2025 revenue up 15% but net loss of $46.8M; adjusted EBITDA down 68% YoY

## Summary
- Revenue $522.6M (+15% YoY); net loss $46.8M vs income $5.1M prior year.
- Adjusted EBITDA $14M (-68% YoY); full-year adjusted EBITDA $173.6M, up 5%.
- Diluted loss per share $0.84 vs EPS $0.09; non-GAAP diluted loss $0.08.
- CEO cites embedded finance momentum and proposed next chapter with Smith Ventures and CommerceOne.
- Cash at holding company $60M as of Dec 31, 2025.

## SEC filing metadata
- accession: 0001386278-26-000011
- form_type: 8-K
- ticker: GDOT
- cik: 0001386278
- company_name: GREEN DOT CORP
- filed_at: 2026-03-16T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/0001386278-26-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/gdot-20260316.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001386278-26-000011
- JSON: https://secwatch.observer/filing/0001386278-26-000011.json
- Plain text: https://secwatch.observer/filing/0001386278-26-000011.txt

## Key facts
- Earnings Releases
  GREEN DOT CORP reported the quarter ended December 31, 2025 results: revenue $522,615, net income $(46,823), EPS $(0.84).
  - Period: the quarter ended December 31, 2025
  - Revenue: $522,615
  - Net income: $(46,823)
  - EPS: $(0.84)
  - Result: reported results
  source text: December 31, Year Ended December 31, 2025 2024 % Change 2025 2024 % Change (In thousands, except per share data and percentages) GAAP financial results Total operating revenues $ 522,615 $ 455,024 15% $ 2,080,491 $ 1,723,876 21% Net (loss) income $ (46,823) $ 5,103 * $ (98,866) $ (26,702) 270% Diluted (loss) income per common share $ (0.84) $ 0.09 * $ (1.79) $
  evidence_url: https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/0001386278-26-000011-index.htm
- Earnings Releases
  GREEN DOT CORP reported the year ended December 31, 2025 results: revenue $2,080,491, net income $(98,866), EPS $(1.79).
  - Period: the year ended December 31, 2025
  - Revenue: $2,080,491
  - Net income: $(98,866)
  - EPS: $(1.79)
  - Result: reported results
  source text: December 31, 2025 2024 % Change 2025 2024 % Change (In thousands, except per share data and percentages) GAAP financial results Total operating revenues $ 522,615 $ 455,024 15% $ 2,080,491 $ 1,723,876 21% Net (loss) income $ (46,823) $ 5,103 * $ (98,866) $ (26,702) 270% Diluted (loss) income per common share $ (0.84) $ 0.09 * $ (1.79) $ (0.50) 258% Non-GAAP
  evidence_url: https://www.sec.gov/Archives/edgar/data/1386278/000138627826000011/0001386278-26-000011-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.