---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-21-007649"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2021-07-27T23:59:59+00:00"
generated_at: "2026-06-30T02:05:05.157290+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# WNEB Q2 net income $5.7M ($0.24 EPS) vs $2.0M a year ago; declares $0.05 dividend

## Summary
- Net income $5.7M ($0.24 diluted EPS) vs $2.0M ($0.08) in Q2 2020; six-month net income $11.4M ($0.47).
- Net interest margin 3.06% (ex-PPP 2.98%) vs 3.24% prior quarter due to excess cash and PPP forgiveness.
- Declares $0.05 per share quarterly cash dividend, payable Aug 25, 2021 to holders of record Aug 11.
- Repurchased 1.3M shares at avg $8.22 in H1 2021; new 2.4M share buyback plan authorized.
- Provision for loan losses reversed to $1.2M credit from $75K provision in Q1; NPLs fell to $6.0M.

## SEC filing metadata
- accession: 0001387131-21-007649
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2021-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000138713121007649/0001387131-21-007649-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000138713121007649/wneb-8k_072721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-21-007649
- JSON: https://secwatch.observer/filing/0001387131-21-007649.json
- Plain text: https://secwatch.observer/filing/0001387131-21-007649.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.