---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-21-010229"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2021-10-22T23:59:59+00:00"
generated_at: "2026-06-28T18:41:37.659018+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q3 EPS $1.45 vs $1.63 YoY; dividend raised to $0.57/share (+5.6%); new 400k share buyback authorized

## Summary
- Q3 diluted EPS $1.45 vs $1.63 YoY; net income $21.3M vs $24.2M; nonrecurring charges of $4.1M ($0.21/share) for debt prepayment and trust preferred redemption.
- Year-to-date diluted EPS $4.72, up 31.5% from $3.59; net income $69.8M, up 30.2% from $53.6M.
- Board approved quarterly cash dividend of $0.57/share, a 5.6% increase from prior quarter; payable Nov 15, 2021 to holders of record Nov 2.
- Board authorized new repurchase of up to 400,000 shares over 24 months, replacing the existing program; company repurchased 170,775 shares in Q3 at $13.2M.
- Net interest margin 2.89% in Q3 2021 vs 3.26% in Q3 2020; total loans $5.1B, down from $5.4B YoY largely due to PPP decline.

## SEC filing metadata
- accession: 0001387131-21-010229
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2021-10-22T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000138713121010229/0001387131-21-010229-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000138713121010229/tmp-8k_102221.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-21-010229
- JSON: https://secwatch.observer/filing/0001387131-21-010229.json
- Plain text: https://secwatch.observer/filing/0001387131-21-010229.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.