---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-21-010332"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2021-10-26T23:59:59+00:00"
generated_at: "2026-06-28T17:52:34.017319+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# WNEB Q3 net income $6.0M ($0.27 EPS), up 187% YoY; declares $0.05 dividend

## Summary
- Net income $6.0M ($0.27 diluted EPS) vs $2.1M ($0.08) in Q3 2020, up 187% YoY; linked $5.7M ($0.24) in Q2 2021.
- Net interest margin expanded to 3.18% from 2.81% YoY; net interest income $18.8M, +17.4% YoY.
- Declared quarterly cash dividend $0.05 per share, payable Nov 24, 2021 to record Nov 10, 2021.
- Credit quality improved: nonperforming loans $5.6M (0.32% ex-PPP) vs $9.2M a year ago; $100k credit provision.
- Repurchased 1.22M shares in Q3; 2.6M shares at avg $8.29 in nine months; 869k shares remain under 2021 Plan.

## SEC filing metadata
- accession: 0001387131-21-010332
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2021-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000138713121010332/0001387131-21-010332-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000138713121010332/wneb-8k_102621.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-21-010332
- JSON: https://secwatch.observer/filing/0001387131-21-010332.json
- Plain text: https://secwatch.observer/filing/0001387131-21-010332.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.