{"schema_version":"secwatch.filing_event.v1","accession":"0001387131-22-000686","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2022-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.540272+00:00","generated_at":"2026-06-27T15:46:41.469202+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"WNEB reports record net income of $23.7M in 2021; increases quarterly dividend by 20%","bullets":["Net income for Q4 2021 was $6.2M ($0.28 diluted EPS), up 24% from $5.0M ($0.20) in Q4 2020.","Full-year 2021 net income reached $23.7M ($1.02 EPS), more than double the $11.2M ($0.45) in 2020.","Quarterly cash dividend increased 20% to $0.06 per share, payable Feb 23, 2022 to holders of record Feb 9.","Commercial real estate loans grew $146M (17.5%) YoY; core deposits increased $401.5M (27.7%) to 82.1% of total deposits.","NIM (ex-PPP) was 2.97% for Q4, down slightly from 2.99% linked quarter; stock repurchases totaled 2.76M shares at avg $8.33 in 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001387131-22-000686","json":"https://secwatch.observer/filing/0001387131-22-000686.json","markdown":"https://secwatch.observer/filing/0001387131-22-000686.md","text":"https://secwatch.observer/filing/0001387131-22-000686.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000138713122000686/0001387131-22-000686-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000138713122000686/wneb-8k_012522.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T15:46:41.469202+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}