---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-22-000966"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2022-01-28T23:59:59+00:00"
generated_at: "2026-06-27T13:56:43.471288+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial reports record FY2021 EPS of $6.05; Q4 EPS down 17.4% to $1.33; dividend raised to $0.57

## Summary
- Record FY2021 diluted EPS $6.05 (up 16.4%); net income $89.3M (+$11.7M YoY).
- Q4 2021 EPS $1.33 (-17.4% YoY); net income $19.5M, including $7.0M commercial real estate charge-off.
- Total loans $5.1B; nonperforming loans dropped to 0.61% of loans; allowance for credit losses 0.84%.
- Quarterly dividend raised 5.3% to $0.57/share, payable Feb 15 to holders of record Feb 8, 2022.

## SEC filing metadata
- accession: 0001387131-22-000966
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2022-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000138713122000966/0001387131-22-000966-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000138713122000966/tmp-8k_012822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-22-000966
- JSON: https://secwatch.observer/filing/0001387131-22-000966.json
- Plain text: https://secwatch.observer/filing/0001387131-22-000966.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.