{"schema_version":"secwatch.filing_event.v1","accession":"0001387131-22-005585","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2022-05-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.251430+00:00","generated_at":"2026-06-26T01:51:37.696461+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Tompkins Financial Q1 EPS $1.60, down 7%; net income $23.3M; declares $0.57 dividend","bullets":["Diluted EPS $1.60, down 7.0% from $1.72 in Q1 2021; net income $23.3M, down 9.2% from $25.6M.","Net interest margin improved to 3.04% from 3.01%; PPP loan fees declined to $2.0M from $2.8M.","Nonperforming loans at 0.60% of loans vs 0.90% a year ago; credit recapture $520K vs $1.8M.","Repurchased 130,168 shares for $10.4M; capital ratios remain above well-capitalized minimums.","Declared $0.57 per share quarterly dividend, payable May 16, 2022 to holders of record May 10, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001387131-22-005585","json":"https://secwatch.observer/filing/0001387131-22-005585.json","markdown":"https://secwatch.observer/filing/0001387131-22-005585.md","text":"https://secwatch.observer/filing/0001387131-22-005585.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000138713122005585/0001387131-22-005585-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000138713122005585/tmp-8k_042922.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T01:51:37.696461+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}