{"schema_version":"secwatch.filing_event.v1","accession":"0001387131-22-005948","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2022-05-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.888230+00:00","generated_at":"2026-06-25T20:27:56.323431+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"WNEB reports Q1 2022 EPS $0.24, FY2021 net income $23.7M; core deposits up 27.7%","bullets":["Q1 2022 EPS $0.24; ROAA 0.85%; ROAE 9.65%; NIM tax-equivalent 3.20%.","FY2021 net income of $23.7M ($1.03 diluted EPS); record profitability.","Core deposits increased $402M (27.7%) in 2021; low-cost deposit base.","Commercial real estate loans grew $59.5M (6.1%) in Q1 2022.","Nonperforming loans/total loans at historical low of 0.21%; allowance coverage 398.6%."],"urls":{"canonical":"https://secwatch.observer/filing/0001387131-22-005948","json":"https://secwatch.observer/filing/0001387131-22-005948.json","markdown":"https://secwatch.observer/filing/0001387131-22-005948.md","text":"https://secwatch.observer/filing/0001387131-22-005948.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000138713122005948/0001387131-22-005948-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000138713122005948/wneb-8k_051122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T20:27:56.323431+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}