{"schema_version":"secwatch.filing_event.v1","accession":"0001387131-22-007861","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2022-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.558375+00:00","generated_at":"2026-06-24T09:27:05.944771+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Tompkins Financial Q2 EPS $1.45, down 5.8% YoY; net income $20.9M, down 8.6%","bullets":["Diluted EPS $1.45 vs $1.54 in Q2 2021; net income $20.9M down from $22.8M.","Total loans $5.2B, up 7.8% annualized from Q1; net interest margin improved to 3.09% from 2.91% a year ago.","Total revenue up 4.8% YoY; provision for credit losses was expense of $856K vs credit of $3.1M in Q2 2021.","Board declared regular quarterly cash dividend of $0.57 per share, payable Aug 12, record Aug 2."],"urls":{"canonical":"https://secwatch.observer/filing/0001387131-22-007861","json":"https://secwatch.observer/filing/0001387131-22-007861.json","markdown":"https://secwatch.observer/filing/0001387131-22-007861.md","text":"https://secwatch.observer/filing/0001387131-22-007861.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000138713122007861/0001387131-22-007861-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000138713122007861/tmp-8k_072222.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:27:05.944771+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}