{"schema_version":"secwatch.filing_event.v1","accession":"0001387131-22-010694","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2022-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.761774+00:00","generated_at":"2026-06-23T01:10:30.996595+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"WNEB Q3 net income $6.0M ($0.28 EPS); loans up 7.7%, dividend $0.06","bullets":["Net income Q3 2022: $6.0M ($0.28 diluted EPS) vs $6.0M ($0.27) in Q3 2021; nine-month net income $16.9M ($0.77).","Net interest margin increased to 3.35% from 3.24% linked quarter and 3.08% in Q4 2021.","Total loans grew $143M (7.7%) from year-end; core deposits up $89.6M (4.8%); loan-to-deposit ratio 87.8%.","Board declared $0.06/share quarterly cash dividend, payable Nov 23, 2022 to holders of record Nov 9, 2022.","New $1.1M share repurchase plan authorized (~5% of outstanding); prior plan completed Oct 13, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001387131-22-010694","json":"https://secwatch.observer/filing/0001387131-22-010694.json","markdown":"https://secwatch.observer/filing/0001387131-22-010694.md","text":"https://secwatch.observer/filing/0001387131-22-010694.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000138713122010694/0001387131-22-010694-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000138713122010694/wneb-8k_102522.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:10:30.996595+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}