---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-22-010694"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:10:30.996595+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# WNEB Q3 net income $6.0M ($0.28 EPS); loans up 7.7%, dividend $0.06

## Summary
- Net income Q3 2022: $6.0M ($0.28 diluted EPS) vs $6.0M ($0.27) in Q3 2021; nine-month net income $16.9M ($0.77).
- Net interest margin increased to 3.35% from 3.24% linked quarter and 3.08% in Q4 2021.
- Total loans grew $143M (7.7%) from year-end; core deposits up $89.6M (4.8%); loan-to-deposit ratio 87.8%.
- Board declared $0.06/share quarterly cash dividend, payable Nov 23, 2022 to holders of record Nov 9, 2022.
- New $1.1M share repurchase plan authorized (~5% of outstanding); prior plan completed Oct 13, 2022.

## SEC filing metadata
- accession: 0001387131-22-010694
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000138713122010694/0001387131-22-010694-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000138713122010694/wneb-8k_102522.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-22-010694
- JSON: https://secwatch.observer/filing/0001387131-22-010694.json
- Plain text: https://secwatch.observer/filing/0001387131-22-010694.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.