---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-22-010905"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2022-10-28T23:59:59+00:00"
generated_at: "2026-06-22T22:16:49.244296+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q3 EPS $1.48, up 2.1% YoY; dividend raised to $0.60

## Summary
- Diluted EPS $1.48 vs $1.45 in Q3 2021; net income flat at $21.3M.
- Net interest margin 3.04%, down from 3.09% QoQ but up from 2.89% YoY.
- Total loans $5.2B, up annualized 3.6% QoQ; deposits $6.9B, up 2.5% QoQ.
- Provision for credit losses expense $1.1M vs credit of $1.2M in Q3 2021.
- Quarterly dividend raised 5.3% to $0.60/share, payable Nov 15, record Nov 8.

## SEC filing metadata
- accession: 0001387131-22-010905
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2022-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000138713122010905/0001387131-22-010905-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000138713122010905/tmp-8k_102822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-22-010905
- JSON: https://secwatch.observer/filing/0001387131-22-010905.json
- Plain text: https://secwatch.observer/filing/0001387131-22-010905.txt

## Key facts
- Earnings Releases
  TOMPKINS FINANCIAL CORP reported third quarter of 2022 results: net income $21.3 million, EPS $1.48.
  - Period: third quarter of 2022
  - Net income: $21.3 million
  - EPS: $1.48
  - Result: reported results
  source text: diluted earnings per share of $1.48 for the third quarter of 2022, up 2.1% from $1.45 per share in the third quarter of 2021. Net income for the third quarter of 2022 of $21.3 million was essentially unchanged when compared to the third quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1005817/000138713122010905/0001387131-22-010905-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.