---
schema_version: "secwatch.filing_event.v1"
accession: "0001387131-23-000858"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2023-01-27T23:59:59+00:00"
generated_at: "2026-06-20T06:59:54.360948+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q4 EPS $1.36 up 2.3% YoY; raises dividend 5.3% to $0.60

## Summary
- Diluted EPS $1.36 in Q4 2022 (+2.3% YoY); net income $19.5M unchanged vs Q4 2021.
- Sold VISA Class B shares for $11.4M gain; sold $147.9M AFS securities at $11.9M pre-tax loss.
- Net interest margin 3.02% in Q4 2022; total loans $5.3B (+4.7% annualized QoQ).
- Board declared $0.60 quarterly dividend (+$0.03 or 5.3% vs prior dividend).
- Full year 2022 EPS $5.89 (-2.6% vs 2021); net income $85.0M (-$4.2M).

## SEC filing metadata
- accession: 0001387131-23-000858
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2023-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000138713123000858/0001387131-23-000858-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000138713123000858/tmp-8k_012723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001387131-23-000858
- JSON: https://secwatch.observer/filing/0001387131-23-000858.json
- Plain text: https://secwatch.observer/filing/0001387131-23-000858.txt

## Key facts
- Earnings Releases
  TOMPKINS FINANCIAL CORP reported the calendar quarter ended December 31, 2022 results: net income $19.5 million, EPS $1.36.
  - Period: the calendar quarter ended December 31, 2022
  - Net income: $19.5 million
  - EPS: $1.36
  - Result: reported results
  source text: Tompkins Financial Corporation Reports Increase in Fourth Quarter Earnings
  evidence_url: https://www.sec.gov/Archives/edgar/data/1005817/000138713123000858/0001387131-23-000858-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.