{"schema_version":"secwatch.filing_event.v1","accession":"0001387131-23-005682","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2023-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.552840+00:00","generated_at":"2026-06-16T06:00:24.535361+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Tompkins Financial Q1 EPS falls 15.6% to $1.35; net income down 16.7% YoY","bullets":["Diluted EPS $1.35, down 15.6% YoY; net income $19.4M, down 16.7%.","Net interest margin 2.99%; interest expense surged to $15.0M from $2.6M YoY.","Deposits $6.5B, down 7.2% YoY; 76.9% insured/collateralized; uninsured $2.6B.","Dividend declared $0.60 per share, payable May 16 to holders of record May 9.","Nonperforming assets 0.37% of assets, improved; Tier 1 leverage ratio 9.63% up from 8.89%."],"urls":{"canonical":"https://secwatch.observer/filing/0001387131-23-005682","json":"https://secwatch.observer/filing/0001387131-23-005682.json","markdown":"https://secwatch.observer/filing/0001387131-23-005682.md","text":"https://secwatch.observer/filing/0001387131-23-005682.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000138713123005682/0001387131-23-005682-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000138713123005682/tmp-8k_042823.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T06:00:24.535361+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dcec442240254f7f652502866cf5a934f528e570","claim":"TOMPKINS FINANCIAL CORP reported the first quarter of 2023 results: net income $19.4 million, EPS $1.35.","evidence_excerpt":"Tompkins Financial Corporation (\"Tompkins\" or the \"Company\") reported diluted earnings per share of $1.35 for the first quarter of 2023, in line with the immediate prior quarter, and down 15.6% from diluted earnings per share of $1.60 reported in the first quarter of 2022. The first quarter results in the prior year included $2.0 million, pre-tax, ($0.10 per diluted share) in net fees related to the SBA's Paycheck Protection Program loans (\"PPP\"), compared to net fees of $2,000 in the current period. Net income for the first quarter of 2023 was $19.4 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1005817/000138713123005682/0001387131-23-005682-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$19.4 million"},{"label":"EPS","value":"$1.35"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}