secwatch.observer — SEC 8-K summary
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Issuer:     TOMPKINS FINANCIAL CORP (TMP)
CIK:        0001005817
Form:       8-K
Filed at:   2023-04-28T23:59:59+00:00
Accession:  0001387131-23-005682
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Tompkins Financial Q1 EPS falls 15.6% to $1.35; net income down 16.7% YoY
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- Diluted EPS $1.35, down 15.6% YoY; net income $19.4M, down 16.7%.
- Net interest margin 2.99%; interest expense surged to $15.0M from $2.6M YoY.
- Deposits $6.5B, down 7.2% YoY; 76.9% insured/collateralized; uninsured $2.6B.
- Dividend declared $0.60 per share, payable May 16 to holders of record May 9.
- Nonperforming assets 0.37% of assets, improved; Tier 1 leverage ratio 9.63% up from 8.89%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1005817/000138713123005682/0001387131-23-005682-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1005817/000138713123005682/tmp-8k_042823.htm
  HTML page:      https://secwatch.observer/filing/0001387131-23-005682

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