{"schema_version":"secwatch.filing_event.v1","accession":"0001390777-25-000015","form_type":"8-K","ticker":"BK","cik":"0001390777","company_name":"Bank of New York Mellon Corp","filed_at":"2025-01-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.503256+00:00","generated_at":"2026-05-28T01:01:51.780591+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BNY reports record FY2024 net income $4.3B, revenue $18.6B; Q4 EPS $1.54 adj $1.72","bullets":["FY2024 EPS $5.80 GAAP ($6.03 adj), up 49% YoY; record net income $4.3B, record revenue $18.6B.","Q4 rev $4.85B (+11% YoY); NII $1.19B (+8%); fee rev $3.51B (+9%); deposits $286B (+5% YoY).","Q4 adjusted pre-tax margin 34%; ROTCE 26.1%; CET1 11.2%; Tier1 leverage 5.7%; returned $1.1B capital in Q4.","FY2024 operating leverage 968 bps; expenses down 4% YoY; total payout ratio 102%; quarterly dividend raised 12% in Q3.","Strategic: Archer acquisition closed; Wove revenue $29M in 2024, exit rate ~$75M; ~25% employees in new platform model."],"urls":{"canonical":"https://secwatch.observer/filing/0001390777-25-000015","json":"https://secwatch.observer/filing/0001390777-25-000015.json","markdown":"https://secwatch.observer/filing/0001390777-25-000015.md","text":"https://secwatch.observer/filing/0001390777-25-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1390777/000139077725000015/0001390777-25-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1390777/000139077725000015/bk-20250115.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T01:01:51.780591+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}