---
schema_version: "secwatch.filing_event.v1"
accession: "0001392272-25-000025"
form_type: "8-K"
ticker: "CBNA"
cik: "0001392272"
company_name: "CHAIN BRIDGE BANCORP INC"
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T04:50:40.502458+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Chain Bridge Q1 net income $5.6M; warns of future earnings hit from political deposit outflow

## Summary
- Net income $5.6M ($0.85 EPS) for Q1 2025 vs $3.7M ($0.59) in Q4 2024 and $3.9M ($0.86) in Q1 2024.
- Total deposits surged to $1.6B, with $472M (30.1%) from three political accounts; held in cash and short-term Treasuries.
- On April 15, $506.5M outflow from six political accounts; deposits fell to $1.1B with one account at 5.15%.
- Company warns of lower net interest income, net income, and ROE in future periods due to the outflow.
- Book value per share $23.09; Tier 1 leverage ratio 9.88% at March 31, 2025.

## SEC filing metadata
- accession: 0001392272-25-000025
- form_type: 8-K
- ticker: CBNA
- cik: 0001392272
- company_name: CHAIN BRIDGE BANCORP INC
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1392272/000139227225000025/0001392272-25-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1392272/000139227225000025/chnbrdg-20250428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001392272-25-000025
- JSON: https://secwatch.observer/filing/0001392272-25-000025.json
- Plain text: https://secwatch.observer/filing/0001392272-25-000025.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.