---
schema_version: "secwatch.filing_event.v1"
accession: "0001393726-25-000054"
form_type: "8-K"
ticker: "TIPT"
cik: "0001393726"
company_name: "TIPTREE INC."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:10:55.300875+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Tiptree Q1 adjusted ROE 20%, Fortegra combined ratio 89.9%; EPS $0.13 vs $0.22

## Summary
- Total revenues $497.4M, flat YoY; adj. net income $23.3M vs $20.5M, up 13.6%.
- Fortegra premium & premium equivalents grew 13.5% YoY; combined ratio 89.9% despite industry cat losses.
- Diluted GAAP EPS $0.13 vs $0.22; adjusted diluted EPS $0.56 (calculated from adj. net income / diluted shares).
- Declared $0.06/share dividend, unchanged; record May 12, payable May 19, 2025.
- Net investment income increased substantially; portfolio yield improving with new high-quality bonds.

## SEC filing metadata
- accession: 0001393726-25-000054
- form_type: 8-K
- ticker: TIPT
- cik: 0001393726
- company_name: TIPTREE INC.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1393726/000139372625000054/0001393726-25-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1393726/000139372625000054/tipt-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001393726-25-000054
- JSON: https://secwatch.observer/filing/0001393726-25-000054.json
- Plain text: https://secwatch.observer/filing/0001393726-25-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.