{"schema_version":"secwatch.filing_event.v1","accession":"0001395942-25-000070","form_type":"8-K","ticker":"OPLN","cik":"0001395942","company_name":"OPENLANE, Inc.","filed_at":"2025-11-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.299160+00:00","generated_at":"2026-05-16T18:44:40.902552+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"OPENLANE ups Canadian receivables facility limit by C$125M to C$500M","bullets":["Program limit under Canadian RPA increased from C$375M to C$500M via Amendment No. 3.","Amendment dated Nov 18, 2025; parties include BMO Nesbitt Burns and Royal Bank of Canada.","OPENLANE acts as performance guarantor; subsidiary Automotive Finance Canada Inc. as seller/servicer.","Exhibit shows Section 6.1(s) limit amended from $400M to $525M (likely CAD) — discrepancy with body's C$500M."],"urls":{"canonical":"https://secwatch.observer/filing/0001395942-25-000070","json":"https://secwatch.observer/filing/0001395942-25-000070.json","markdown":"https://secwatch.observer/filing/0001395942-25-000070.md","text":"https://secwatch.observer/filing/0001395942-25-000070.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1395942/000139594225000070/0001395942-25-000070-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1395942/000139594225000070/kar-20251118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T18:44:40.902552+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}