{"schema_version":"secwatch.filing_event.v1","accession":"0001401521-22-000128","form_type":"8-K","ticker":"ACIC","cik":"0001401521","company_name":"AMERICAN COASTAL INSURANCE Corp","filed_at":"2022-12-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.459532+00:00","generated_at":"2026-06-21T08:04:07.238393+00:00","sec_items":["1.01"],"event_type":"regulatory","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"FLOIR orders UPCIC run-off; all Florida policies cancelled by May 31, 2023","bullets":["UPCIC placed under FLOIR administrative supervision for duration of run-off.","MGA commission reduced to 13% effective Jan 1, 2023; weekly fee settlements from Oct 1, 2022.","All Florida policies must be cancelled by May 31, 2023; unearned premium payments due by June 1, 2023.","Reinsurance Allocation Agreement established for shared catastrophe limits with affiliate American Coastal.","UPCIC must actively facilitate policy placement with other insurers; non-compliance risks certificate revocation."],"urls":{"canonical":"https://secwatch.observer/filing/0001401521-22-000128","json":"https://secwatch.observer/filing/0001401521-22-000128.json","markdown":"https://secwatch.observer/filing/0001401521-22-000128.md","text":"https://secwatch.observer/filing/0001401521-22-000128.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1401521/000140152122000128/0001401521-22-000128-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1401521/000140152122000128/uihc-20221207.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T08:04:07.238393+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}