---
schema_version: "secwatch.filing_event.v1"
accession: "0001401521-22-000128"
form_type: "8-K"
ticker: "ACIC"
cik: "0001401521"
company_name: "AMERICAN COASTAL INSURANCE Corp"
filed_at: "2022-12-07T23:59:59+00:00"
generated_at: "2026-06-21T08:04:07.238393+00:00"
event_type: "regulatory"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# FLOIR orders UPCIC run-off; all Florida policies cancelled by May 31, 2023

## Summary
- UPCIC placed under FLOIR administrative supervision for duration of run-off.
- MGA commission reduced to 13% effective Jan 1, 2023; weekly fee settlements from Oct 1, 2022.
- All Florida policies must be cancelled by May 31, 2023; unearned premium payments due by June 1, 2023.
- Reinsurance Allocation Agreement established for shared catastrophe limits with affiliate American Coastal.
- UPCIC must actively facilitate policy placement with other insurers; non-compliance risks certificate revocation.

## SEC filing metadata
- accession: 0001401521-22-000128
- form_type: 8-K
- ticker: ACIC
- cik: 0001401521
- company_name: AMERICAN COASTAL INSURANCE Corp
- filed_at: 2022-12-07T23:59:59+00:00
- event_type: regulatory
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1401521/000140152122000128/0001401521-22-000128-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1401521/000140152122000128/uihc-20221207.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001401521-22-000128
- JSON: https://secwatch.observer/filing/0001401521-22-000128.json
- Plain text: https://secwatch.observer/filing/0001401521-22-000128.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.