{"schema_version":"secwatch.filing_event.v1","accession":"0001401521-22-000130","form_type":"8-K","ticker":"ACIC","cik":"0001401521","company_name":"AMERICAN COASTAL INSURANCE Corp","filed_at":"2022-12-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.459810+00:00","generated_at":"2026-06-21T06:43:37.371190+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"KBRA downgrades UIHC debt to BB+ from BBB-; UPC IFSR cut to B+","bullets":["UIHC issuer/debt rating cut to BB+ from BBB-; UPC IFSR downgraded to B+ from BB-.","KBRA withdrew UPC's IFSR at company's request; American Coastal and Interboro affirmed A-.","All ratings removed from Watch Downgrade; Negative Outlook assigned.","$150M senior notes coupon steps to 7.25% from 6.25% due to rating trigger.","No other material impacts from downgrade as of Dec 9, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001401521-22-000130","json":"https://secwatch.observer/filing/0001401521-22-000130.json","markdown":"https://secwatch.observer/filing/0001401521-22-000130.md","text":"https://secwatch.observer/filing/0001401521-22-000130.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1401521/000140152122000130/0001401521-22-000130-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1401521/000140152122000130/uihc-20221209.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T06:43:37.371190+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}