{"schema_version":"secwatch.filing_event.v1","accession":"0001401521-23-000039","form_type":"8-K","ticker":"ACIC","cik":"0001401521","company_name":"AMERICAN COASTAL INSURANCE Corp","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.707537+00:00","generated_at":"2026-06-16T23:29:36.824375+00:00","sec_items":["8.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"United Insurance subsidiary ACIC reaches MOU on Hurricane Ian reinsurance allocation","bullets":["ACIC and Florida DFS as UPC receiver entered MOU on April 19, 2023 regarding reinsurance allocation.","MOU adopts, ratifies, and affirms the existing Reinsurance Allocation Agreement from June 1, 2022.","Future Hurricane Ian reinsurance recoveries will be paid directly to ACIC; true-up for over-collection.","Allocation Agreement was approved by Florida OIR on December 5, 2022.","Agreement clarifies allocation of reinsurance proceeds between ACIC and UPC's receiver."],"urls":{"canonical":"https://secwatch.observer/filing/0001401521-23-000039","json":"https://secwatch.observer/filing/0001401521-23-000039.json","markdown":"https://secwatch.observer/filing/0001401521-23-000039.md","text":"https://secwatch.observer/filing/0001401521-23-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1401521/000140152123000039/0001401521-23-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1401521/000140152123000039/uihc-20230419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:29:36.824375+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}